eRAMP cannot submit duplicate loans to MERS

MIN Already Registered

Applies to: MINGenerator

Problem: We're receiving an error MIN Already Registered.



Cause: The loan trying to be registered has already been registered. MERs will not allow a loan to be submitted for registration twice. eRAMP registration has built in business rules that follows MERS. eRAMP will only allow a loan to be imported into 102 Registration once. If the user tries to import a loan into 102 Registration a second time an error will be included after the import process has completed warning the user there are duplicate loans and list the MIN numbers for each loan. The only way MERS will report the error "MIN Already Registered" is if the loan was already registered. If a user receives the error message "MIN Already Registered" after submitting loans for registration using either the eRAMP batch overnight process or XML online registration process is if the loan was not in eRAMP and was registering on MERS website or from another system outside of eRAMP. If all loans are registered using eRAMP and no other system could have been used and no one registered the loan on MERS website then the other possibility is the loan was submitted for registration through eRAMP and the loan was subsequently deleted. If a loan is deleted from any section of eRAMP the loan is deleted completely from the system. In this case since the loan was deleted eRAMP would not know the loan had been previously submitted to MERS for registration and would allow the loan to be submitted a second time.

Resolution: Loans should only be deleted from eRAMP long after all MERS transactions have been completed. All loans should be registered and transferred using eRAMP, never use another system or MERS website. eRAMP keeps track of the loan throughout the MERS process so loans should not be deleted. If you would like to optimize your eRAMP database and remove old loans we recommend deleting loans that are more than one year old so the possibility of a duplicate loan is limited. After deleting a large number of loans from a eRAMP Standard Access database it is a good idea to run Microsoft's compact and repair utility provided with MS Access. Compact and Repair is also provided as a menu option in eRAMP. When running compact and repair from eRAMP SQL databases do not have to be compacted like Access Databases.


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